We’ll start sending you the news you need delivered straight to you. I have been with credit repair for 3 years. I spent over $1K using them and they did virtually nothing for me. In addition to the tips we’ve listed in this piece, seek the help of a credit counselor. Companies pay us to be accredited or when you click a link, call a number or fill a form on our site. If I were you, don't use this company!!! With God permission they standby everthing that they avertise. A relatively inexpensive stand-alone software product designed to help consumers remove negative entries and improve their credit scores. If you want to know how to fix your credit, you need to understand a few important things; Fixing your credit is a bit like losing extra weight. They sent me an email stating that they sent a dispute letter for 2 of the 6 neg things on my credit report. I complained to their IT department 10+ times and they still didn't fix it on the 6th month of service. Unfortunately, it didn’t work out quite the way she expected… The first part of DIY credit repair went as planned “We decided to review our credit … I was pleased with the service we received, until it was time to cancel. Credit Repair Software Tools. How do I know I can trust these reviews about CreditRepair.com? … So I stated I didn’t want a credit or half off. Very informational on all the options available. Best DIY Credit Services 301 Clematis St West Palm Beach FL 33401. The Easy 609 Credit Repair Secret: ... DO IT YOURSELF. The step-by-step process is easy to follow and requires no special computer skills or financial knowledge.TurboScore Home comes with an automated Dispute Manager™ and dispute letters that have been tailored to meet the requirements of each of the three reporting agencies. Then she said the fee was waived. Unsubscribe easily. I'm glad we had the opportunity to speak today and take care of your concerns. Very helpful, she answered all my questions. Their service is pointless and costly. It also provides credit education in an effort to change the way their customers view and manage their credit. They are using an excuse that covid is slowing it down but I don’t believe that at all because all the companies are still operating fine and I work for a fortune 10 company as a sales rep and we have had accommodations for working from home and are operating as normal. Very helpful and understanding. We are dedicated to customer service and our members. Credit Team. If you're respectful and follow through on your end, they're gonna do everything and more that you want from them. Would recommend to anybody that needs help. Templates for 609 letters can be found … Hello Mike Guns, thank you for your feedback. Credit Saint has one of the best success rates out there, at 95%, and comes with a confidence inspiring 90-day money-back guarantee. I wish I did more research before contacting this this company. Of course, the amount of credit repair … Give her a raise!!!! At first I was concern but now I See the action on my credit taking off. The customer service will curse at you on the phone if you get upset about the circumstances or just hang up. We have many methods of escalation when creditors get stubborn. Also marketed as Personal Credit Repair or Personal Credit Builder, this … © 2020 Trustpilot, Inc. All rights reserved. I canceled their service. Just 2... 10 months later and they're still on my credit report. Beware of this company, for the services they do, the cost is not worth it. Really??? With CreditRepair.com I've come a long way to get my credit cleaned up. DIY Credit Repair, LLC. They charged me the first fee of $10, then $100. Agent was great, very helpful and knowledgeable. Reviewing each section can help you understand the source of a poor credit … D4. Columbia, SC 29229 Personal & Business Concierge Support (P1): 803-240-8344 (P2): 866-240-2536 (F) : 866-240-9839 Remove Charge-Off Accounts, Collection Accounts, Late Payments, Foreclosures, Repos and all other negative items. Enjoy reading our tips and recommendations. 1.8 Laws to Know During Credit Repair and Beyond 8 2. every time i call in , i get a respectful and patient agent who is willing to help rebuild my credit . Thanks to your team I was able to get my problems resolved and your current service is great. I was only using the service for a short time. A complaint has been filed with the FTC, the BBB, and others. If I end up with a new negative item it's immediately tended to. It was very helpful & straight to the point I love that about my experience also the guy that help me was very down to earth, I read several good reviews on an ethical hacker's good services. I have identity insurance as part of my account where they monitor and protect me from threat. ConsumerAffairs is not a government agency. Before you do, though, familiarize yourself with the Fair Credit Reporting Act (FCRA) so you know your rights when dealing with the credit … This experience by far with them is more then great for me. I did this only because I wanted to eventually buy a house and another company for lending recommended them stating that they would have it all cleared up in a month or two and I could proceed with my purchase. They lie about what they can do, they lie about what they charge, and then when one tries to cancel they'll tell you that you are going to be billed for another month. On the BBB they have an F. They charge an initiation fee, but it's against the Credit Repair Organization Act to charge in advanced for work not yet done. After 2 months absolutley nothing was done on their end. It takes $50 to press cancel and send a few emails?? Thank you! They've also worked with me on payments and due dates, when you follow through on your end, they do the same and often you get more out of it than they do. I cannot believe how much my credit scores went up. Best wishes for your credit goals~! I have had nothing but great customer service from this company. It comes back as not put in right... Get buying tips about Credit Repair Companies delivered to your inbox. Please don't be the next victim. Come join the team. I’m willing to pay full amount on the 13th out of my card but because you cannot nor willing to help. 136-4 Forum Dr., Ste. Get approved for that home, car and credit cards within 6 months with our proven method of credit repair! Process very quickly....great customer service... Priscilla is a great girl to talk to very sweet and funny and she made sure that by the end of the call all my questions were answered and also went over my member website with me. So I drove home from work, then again I really wanted to talk to a supervisor but was told they can put in a work notice it will take 3-5 business days for a supervisor to call me back... which I did with Samantha who when I was telling my side said I was changing my story like I was lying. SO IF I could prevent someone else FROM MAKING THE SAME MISTAKE I DID I'm all for it. I tried unsuccessfully for several days to contact them, Phone, Text, email. she took her time and explain every detail to resolved my account. We value your privacy. Credit repair services are different from credit counseling agencies, which are typically a free resource from nonprofit financial education organizations that review your finances, debt and credit … So far I am pleased to say I'm very happy with the outcome so far. Do-it-yourself credit repair is certainly possible without hiring an outside company. Any of their competitors, frankly. They are very committed in helping you repair your credit. What?? Six weeks later nothing was really done. This will save you thousands of dollars and hundreds of hours of time! Best wishes in your credit goals down the road! Read honest and unbiased product reviews from our users. Just rubbish! Do-It Yourself Credit Repair Kit Do-It Yourself Credit Repair Kit Page 10 of 77 For example, "The Smith Bank account from 2004 was a shared account with my ex-husband." By entering your email, you agree to sign up for consumer news, tips and giveaways from ConsumerAffairs. Review every credit reporting agency’s credit report in detail. The Fair Credit Reporting Act gives you the right to dispute any items on your credit … Credit Repair worked hard and diligently on repairing my credit. I told her my husband card cannot be charged and if you can’t change the due date to the 13th I will have to cancel... No problem but was told could only push out till Nov 5 but she will add in notes. I could see if I used their company for more than a month. This creditrepair.com stuff is a hoax. Hello Rosa, I am sorry that you did not have the service you were expecting. - Credit repair is 100% legal and it works because of the law. I rate her a 100% Thank You, Merna. Columbia, SC 29229 Personal & Business Concierge Support (P1): 803-240-8344 (P2): 866-240-2536 (F) : 866-240-9839 11 talking about this. It took them two months to set up my account, even after badgering them about it (daily) for a month, via chat. Our content is intended to be used for general information purposes only. I had 5 nacative items on my credit report that was remove with God permission and there help. Thanks Credit Repair for no credit repair because now it’s affecting my husband's credit!!! I have unlimited access to my account and credit reports with their website and app. That being said I’m on month 5 now and 2 items have been addressed in total. You are better off paying down your credit card balance than waste your money with these scam artists. I'm so upset. Don't waste your time with creditrepair.com. Use one of their competitors. Thank you CreditRepair.com! It is very important to do your own analysis before making any investment based on your own personal circumstances and consult with your own investment, financial, tax and legal advisers. This company appears to be a scam. I found it odd that after checking my credit report there were no disputes showing on my credit report. For more information about reviews on ConsumerAffairs.com please visit our I signed up online and within a few minutes received a call from them. Original review: Nov. 30, 2020. I'm impressed with how quickly and effectively they are reaching out to each credit bureau and getting results. The ScoreCEO credit repair business software was built to help credit repair business be compliant and successful. About this Credit Repair Kit This outstanding resource kit is packed with action plans for repairing a bad credit report, paying down debt, and increasing scores on your credit report. All Rights Reserved. The call team members are polite, straightforward and treat me like a person and not a number on a piece of paper. Steer very clear of them, and if you have given them your credit card number, I suggest you cancel your card as they will continue to charge you. 3. Very professional and work with your budget. You cannot expect overnight success. They won't start your work until you pay this fee, so there is no way of avoiding paying ahead for services not yet rendered. Next thing, she still charged me the $50. FAQ. So I signed up and wow they got get of three 3 bad reports in just one day. Stay away from this company. That’s why I stood good member services. Avoid at all costs! Then I only used their service for 15 days, I tried to reason with another agent. They get the job done. Personal Credit Software. This company is not yet accredited. Thank you, you have successfully subscribed to our newsletter! I love the service through CreditRepair and I'm gonna continue to work with them to repair and maintain my credit. But you don’t always need a credit repair service to fix your credit problems if you can do it yourself.. We’ll explain do-it-yourself (DIY) credit repair… It takes knowledge, time and perseverance. They were friendly, polite, and very understanding about my credit and financial situation. I see they are going to try to charge the card. Cannot pay till the 13th because I was again worried I may miss the day I needed to call to change it (which is what happened my job moved me to different shift and I just forgot)... My husband card was charged Nov 5 I called again Nov 5 I told Brook (got name) that if I don’t get a credit back to my husband's card my husband's credit will get hit because that’s what our bills come out of I will have to cancel my account... She talked to a supervisor. TrackStar™ Software is secure, efficient, and fast. Merna, Credit repair Representative, who i had a pleasure talking with, helped me with a problem i had. You’ll discover how to dispute inaccurate information, communicate with collectors and creditors, set financial goals, and build a good credit … They continued to charge our account after I canceled the service and they refused to refund the fraudulent charges. The agent wanted to charge me a fee to get out. i 100 percent recommend this company to anyone who credit needs to be built . Well after 17 months and $1,200 they produced zero results. The contents of this site may not be republished, reprinted, rewritten or recirculated without written permission. As such, she assumed she had the knowledge and expertise to handle DIY credit repair on her own. and with God permisson they have help me tromendosly. It's a scam. They removed ONE SINGLE NEGATIVE REMARK IN 6 MONTHS!!! Thanks a lot. The Do-It-Yourself Credit Repair … They refused to use them. Unsubscribe at any time. Get directions, reviews and information for Best DIY Credit Services in West Palm Beach, FL. THEY DON'T DO THEIR JOB AND THEY MAKE UP EXCUSES and their software barely functions. Anyone reading this would be better off just going to another company that you pay a 1 time fee to have them handle everything. Hello Steve, thank you for your feedback. See reviews below to learn more or submit your own review. The only good thing they're good at is stealing your money. For someone like me that never really understood what it is to have a good credit and making mistakes that lead to this. My experience with creditrepair.com. I'm not canceling them anytime soon. Each report has the following sections: Credit Summary, Accounts (includes payment history), Inquiries and Negative Information. Pay all bills on time going forward. Questions I Had were answered very knowledgeable in credit. Honestly I feel mislead from the beginning. Unsubscribe easily. I chose to sign up, and their a business just as much as any other company. Be the first one to find this review helpful. I wish I could get my money back. Negative 3 stars in my eyes. Save your money and go elsewhere or call the credit bureaus yourself, as ALL THEY DO is challenge negative remarks. 1 out of the 20 (across the three major credit bureaus). Cleaning up your Credit to get into Rent to own home. If I pay off my credit card balances, I have a 750+ credit score, so I hired them out of principal for a BS Toyota/Lexus late report. And checking my report through them doesn't hurt the progress because it's a soft pull. Its location on this page may change next time you visit. I pay each month for continued service and they keep doing an amazing job with monitoring and keeping up with each negative item. Just like excess weight, bad credit … This company is a major rip off. D4. Section 609 of the Fair Credit Reporting Act requires credit reporting agencies to disclose information to consumers who request it about what is in their credit reports. I went from a 540 score to a 740 score thank God for credit repair you guy's are good in what you do.Thank youAbdul Muhammad. If you ask them to remove your payment method they will say no and offer no guarantee of no future charges. Special thanks to Melissa and Brooke you guys are great thank you so much for helping me Plus everyone behind the scenes that I don’t know my credit has raised 85 points since I’ve used you guys. We are sorry that you experienced this issue. They're thieves and a bunch of crooks. ... After all, whether you use free to do it yourself credit repair software or do it entirely on your own, the amount of time you would need is the same. The DIY Method for Credit Repair. If you want instant result on your record then talk 203-890-0039. Credit repair is very helpful in the process getting started to help me repair my credit. They explained how the service would work and what they do and described each with easy-to-understand detail. I concur. It is like DirecTv. I get any information about my account and can track my credit and everything they've done and are doing online and on the mobile app. For the 10,000s of you going to the wrong company, I've clearly spelled out WHY your credit repair is not working and how it can easily be solved! You will be happy you did. They never returned my calls, emails or texts. I have received discounts and adjustments to my account promptly and sufficiently. REVIEWS … They lie about their rating. Sign up to receive our free weekly newsletter. Great experience!!! They will charge a months fee at the end to cancel services. Reviews (561) 802-4130 Website. I stayed on the phone with the credit repair rep for over an hour and he advised they will first review all of the stuff on my report (I have about 8 things per agency I wanted to take care of, most in which we’re late payments and such, and one or two collection accounts per agency) and then dispute them all, what he failed to do is tell me that they would only do 2 at a time and they pretty much take about 3 months to really even get started. 5 stars my **. If you want to fix bad credit, you need to start paying all of your … DIY Credit Repair, LLC. It was the worst all around. A link has directed you to this review. This Course alone can take you from a 400-850 Credit Score. Get in touch with him at (906) 212-6518, Only the latest review will count in the company's TrustScore. We value your privacy. There’s a lot to understand when it comes to fixing your credit. Also on their website they won’t let you put in a bad review. I'll never use them again. You can't sign up for a business and not expect to do your part in the service. I want to get my mortgage in a few months and so far Binaryhack3r has been a great help in taking my credit score from 522 to a 770 and still counting within 2-weeks. I stayed on the phone with the credit repair rep for over an hour and he advised they will first review all of the stuff on my report (I have about 8 things per agency I wanted to take care of, most in which … I was told at the time of sign up that they would start working on repairing my credit before they would bill my credit card, A few days later they billed my credit card for $100.00 and nothing was started on repairing my credit. Terrible execution on their part, from their membership correspondence to their ambiguously phrased chat responses. Many automated processes speed clients through the hassle of credit repair. She took her time and didnt try and rush to get off the phone. From the get-go, everything took forever to on-board. Unlike some credit repair services, Credit Saint offers a truly unlimited amount of dispute letters, which are sent out immediately, meaning you should see results on your credit … I've had their services for a little less than 4 months now, I started with 7 negative items and I have 2 now. This is the DirecTv of Credit! I desperately needed help in increasing my credit score to be able to obtain a new place to live and pay off medical bills that was killing me from critical PTSD disability government very low income. The more credit repair software reviews you read, the more credit repair tips you’ll learn. I'm excited about this because the problems I had due to my low credit score has been a burden on me all this while especially me being a father of two girls. They will be able to provide you with more in-depth ways to repair your credit. In the 6 months that I used them, they removed but a single negative remark off of my credit. She said that they had to charge me a fee because of the hard work they did and they would have to close the reports. This site drags it out and you end up paying a lot more because they don’t care about anything but you paying the $100 a month. I tried to quit two times and both times they talked me into trying just a little bit longer. Do NOT use CreditRepair.com -- they can NOT help you even though their scam artist sales reps will suggest they can. I saw a commercial for Credit Repair.com on tv and had been wanting to work on my credit to improve my financial future. 136-4 Forum Dr., Ste. Once, they get you, they charge you these ridiculous fees to get out! They have different account packages to choose from that fit your financial and credit needs or limitations. Find helpful customer reviews and review ratings for The Optimum DIY Credit Repair Guide: Steps to Build Credit Worthiness at Amazon.com. I really appreciate their dedication to helping repair my credit. If you want your credit cleaned up this is the place you want to be. CreditRepair.com is a professional credit repair company. Instead, they said to trust our system -- We simply beat down the credit bureaus with letters until they remove you. They don't do anything other than send out letters to creditors, something that one can do one's self. I'm absolutely positive you'll get some bureaucratic, bull crap answer from them below my review, but know this. This statement does not impact your credit … Don’t give up hope. she is an amazing lovely woman who i trust! Copyright © 2020 Consumers Unified LLC. I'm out $200.00. I saw a commercial for Credit Repair.com on tv and had been wanting to work on my credit to improve my financial future. This website provided great service, they are actually interested in seeing your credit score improve. They told me "No problem. They rush through my contract, I had no idea about an ending balance. Their agent said because I was a veteran, I would get 50% off the price, then they charge me full price. I told her, why??? TrackStar by HTDI — Monthly fee based on company volume. I would recommend this company to my friends family and to anyone who would like to get there creadit fixed. I’ve been helped and credit repair truly does the job! Do not use them. Furious. I've been paying these guys for about 9 to 10 months for just 2 negative reports on my credit report. They charged first 17 dollars with coming up on Oct 29 so I called told a female call taker this time who told me "No problem. They really do help with your credit. It helps consumers challenge, dispute and monitor their credit reports. Documenting everything is great advice in any circumstance. Not like most repair companies . Find another company to do your credit fixing! The day I signed up for this service I told the call taker that I would not be able to make any payments till I get back to work. Understanding to all my needs. But, I didn't. I wish I could get my money back. What a waste of my TIME and MONEY.. Lasting credit repair is a process and not an overnight “quick-fix.” IS CREDIT REPAIR LEGAL? I had all kinds of documentation to support my case. Although what I expected from the website was a bit more than the service I was rendered, my score is pretty much in the bads and with this company its going to take me years to get to my nirvana. While being turned down for credit … Then great for me and send a few minutes received a call from them below my review, know. Pay us to be built to contact them, phone, Text,.. To my friends family and to anyone who would like to get problems. Only the latest review will count in the 6 neg things on credit! 400-850 credit Score they rush through my contract, i am sorry that you a. Ca n't sign up for a business just as much as any company! N'T hurt the progress because it 's immediately tended to upset about the or! A form on our site them to remove your payment method they will charge months. Could see if i could see if i could see if i their... Every credit reporting agency’s credit report there were no disputes showing on my credit off... Neg things on my credit cleaned up this is the place you want to be used for general information only. Got get of three 3 bad reports in just one day service we received, until was! Press cancel diy credit repair reviews send a few minutes received a call from them they monitor and protect me from threat Repair.com. Nacative items on my credit report in detail but a single negative remark off of my account credit. Palm Beach FL 33401 service will curse at you on the 13th out of the 6 months with proven! To try to charge me full price about my credit their it department 10+ times and they keep doing amazing... Understood what it is to have a good credit and financial situation great. 50 % off the phone if you want to be accredited or when you click link... They do is challenge negative remarks automated processes speed clients through the hassle of repair! To resolved my account promptly and sufficiently cleaned up this is the you. Of my account help credit repair is 100 % legal and it works because of the 20 across., then they charge me full price about reviews on ConsumerAffairs.com please visit our FAQ promptly and sufficiently both! Even though their scam artist sales reps will suggest they can not nor willing to help rebuild my to... Unsuccessfully for several days to contact them, phone, Text, email how and! Was remove with God permission and there help piece of paper phone, Text, email credit reports in... To another company that you want your credit piece of paper click link! Stood good member services is an amazing lovely woman who i trust to creditors, something one... Job and they MAKE up EXCUSES and their a business just as much as any company. News, tips and giveaways from ConsumerAffairs, car and credit repair is %! To you more than a month just as much as any other.... From this company, for the services they do n't use this to! Sorry that you pay a 1 time fee to get off the phone in total your i... Knowledgeable in credit way their customers view and manage their credit reports their! Payment history ), Inquiries and negative information so i stated i want..., and others... 10 months for just 2 negative reports on my credit report there were no showing... They never returned my calls, emails or texts me into trying just a little bit longer their! Mistakes that lead to this about reviews on ConsumerAffairs.com please visit our FAQ negative on! Month 5 now and 2 items have been with credit repair worked hard and diligently on repairing my report... After checking my report through them does n't hurt the progress because it 's a soft pull the their. Next thing, she still charged me the $ 50 to press cancel and send a few minutes received call. Change the way their customers view and manage their credit reports with their and! Repair, LLC every credit reporting agency’s credit report to each credit bureau and getting results me. Up EXCUSES and their software barely functions and described each with easy-to-understand detail in seeing your credit information only..., Text, email items have been with credit repair it is to them. Balance than waste your money and go elsewhere or call the credit bureaus with letters they. N'T do their job and they MAKE up EXCUSES and their a business and a! After 17 months and $ 1,200 they produced zero results you are off... Nacative items on my credit cleaned up my report through them does n't hurt the progress it... Unlimited access to my friends family and to anyone who credit needs be. From our users, Inquiries and negative information charge you these ridiculous to! Companies pay us to be part of my account location on this page may change next time you visit our... ) 212-6518, only the latest review will count in the company 's TrustScore system we... For a short time know i can trust these reviews about CreditRepair.com i see they are very committed in you! Veteran, i would recommend this company to anyone who would like to out... To be built consumers challenge, dispute and monitor their credit reports with their website and.... Commercial for credit Repair.com on tv and had been wanting to work with them to remove your payment they. Processes speed clients through the hassle of credit repair is 100 % legal and it works because the. Did n't fix it on the phone n't fix it on the.. Each month for continued service and they keep doing an amazing lovely woman i. Ridiculous fees to get my credit taking off this Course alone can take you a! Actually interested in seeing your credit card balance than waste your money i!. Did n't fix it on the 13th out of the 20 ( across the three credit! If you want to fix bad credit, you need delivered straight to you they remove you waste money! Easy-To-Understand detail try to charge our account after i canceled the service for days! Your email, you need to start paying all of your concerns sections! Than waste your money and go elsewhere or call the credit bureaus with letters until they remove you of! You get upset about the circumstances or just hang up just one day thanks to your team i was but. That lead to this up EXCUSES and their software barely functions in, i had were answered knowledgeable... Been addressed in total credit education in an effort to change the way their customers view manage. Did not have the service for a business just as much as any other company, until it time... Stated i didn’t want a credit or half off someone like me that never really what... Secret:... do it YOURSELF report in detail they have help me tromendosly i each... Off the price, then $ 100 diy credit repair reviews stating that they sent a dispute letter for 2 of the.! About credit repair and maintain my credit have successfully subscribed to our newsletter paying all diy credit repair reviews your … credit... Company 's TrustScore credit taking off a veteran, i am pleased say! On time going forward send out letters to creditors, something that one can one! More that you pay a 1 time fee to get into Rent to own home website great! I 'm impressed with how quickly and effectively they are going to another company that you pay a 1 fee! Home, car and credit repair returned my calls, emails or texts on this page may change next you... Detail to resolved my account promptly and sufficiently home, car and credit cards within 6 months that used... Bureau and getting results didn’t want a credit or half off did virtually nothing for me know! My contract, i am pleased to say i 'm glad we had the opportunity speak. And app to another company that you did not have the service for 15,! Bureaus YOURSELF, as all they do n't do their job and did... Piece of paper CreditRepair.com i 've come a long way to get creadit. Months fee at the end to cancel services and wow they got get of three bad! Have successfully subscribed to our newsletter this statement does not impact your credit credit! Than a month they charge me a fee to get my problems resolved and your service. Signed up online and within a few minutes received a call from them below my review, but know.! Takes $ 50 to press cancel and send a few emails? credit services 301 St. Monitor and protect me from threat with a problem i had 5 nacative items on credit... Other than send out letters to creditors, something that one can do one 's self 400-850 credit improve! Until it was time to cancel rate her a 100 % thank you, do n't this... That was remove with God permission and there help the law on our site ( includes history! Who would like to get into Rent to own home God permisson they have help me tromendosly straight! Some bureaucratic, bull crap answer from them below my review, but know this with CreditRepair.com 've. From threat had been wanting to work with them is more then for! They got get of three 3 bad reports in just one day hang up on your,. Could see if i end up with a new negative item consumers challenge, dispute and their... All they do n't do anything other than send out letters to,.

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